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Identity Theft Protection
Secure I.D. From ANPACSM
In today's world, who you are goes far beyond your name and address. Your bank and credit information, social security number, and other confidential information are at the heart of your personal identity.Creditors review it when you need to make a purchase. Employers ask for it when you apply for a new job. To you and your family, that information is vital. Trouble is, identity thieves see your personal identity as an invitation to fast cash and free spending. The 2011 Identity Fraud Survey Report, released on February 8, 2011 by Javelin Strategy and Research reports that in 2010 the number of identity fraud victims decreased by 28 percent to 8.1 million adults in the United States, three million fewer victims than the prior year. Total annual fraud decreased from $56 billion to $37 billion, the smallest amount in the eight years of the study. While overall fraud declined, consumer out-of-pocket costs rose significantly, mainly due to the types of fraud that were successfully perpetrated and an increase in “friendly fraud.” With SECURE I.D. From ANPACSM, we can help you protect your most important asset - YOUR IDENTITY! Your proactive identity theft solution: SECURE I.D. From ANPACSM. Take charge of protecting your identity with Secure I.D. from ANPACSM, an endorsement for ANPAC® homeowners insurance. With its zero deductible, you have fewer out-of-pocket expenses.
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HERE'S WHAT YOU'LL RECEIVE WITH SECURE I.D. FROM ANPACSM
Proactive monitoring and education services through SECURE I.D. From ANPACSM for clients with active email accounts:CREDIT MONITORING - Weekly electronic notification with credit alerts through major consumer reporting agencies. FRAUD MONITORING - Notification of national fraud alerts. CREDIT REPORT - You'll receive a comprehensive report from Equifax. CONTINUING IDENTITY THEFT EDUCATIONincluding: Monthly identity theft newsletter.Status updates on important legislative changes.Plus, with Secure I.D. From ANPACSM you'll also have these professional resolution services - and financial coverage - to help you untangle the mess and restore your identity to normal:- 24-hour assistance with your claim through ANPAC's Five Star Claim ServiceSM at 1-800-333-2860.
- Systematic notification to all relevant agencies.
- A personal resolution advocate to work with you one-on-one.
- Instant fraud alert notification to the major consumer reporting agencies with complete review of your most recent 90-day credit file activity.
- A victim package explaining the resolution process and offering proactive tips.
- Comprehensive case file creation for insurance and law enforcement.
- Full year of service, including follow-up calls, alerts, and status checks.
- Coverage of certain related expenses, such as costs for loan reapplication, notary fees, attorney and accountant fees, and more.
- Coverage for lost wages - up to $200 per day for a maximum of 25 days or $5,000.
- Coverage is $50,000 of reasonable and necessary expenses per occurrence with a $100,000 aggregate.
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