Country Estate Insurace - Coverage for the hobby farmer.
Whether you have a modest fruit and vegetable stand, a small pick-your-own Christmas tree operation, or a few horses out to pasture, if you have a farm, no matter how small, you have risks. As an offshoot of Farm Family's Special Farm Package 10® , the Country Estate program was designed for people who enjoy farming on the side, but make the majority of their income elsewhere. Country Estate goes beyond traditional farm coverage, providing a flexible farm package that's tailored to the needs of hobby farmers like yourself.
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Who can qualify for Country Estate?
Generally, if you have less than $13,000 of farming income, and have 10 or less large animals, except horses which are limited to 5 maximum, or 40 or less small animals, you could qualify for Country Estate.
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Adaptability
At Farm Family, we understand that a standard one-size-fits-all policy simply doesn't fit everyone. Your operation is unique, and your insurance coverage should address this fact. Depending on the coverages desired, you may customize your policy by choosing among five divisions and a variety of options within those divisions. Similar perils, causes of loss, such as wind, fire, theft, etc. are combined into groups, to achieve the combination of coverages that are right for you. The five divisions include: - Residences and Household Contents
- Buildings and Building Contents
- Farm Personal Property
- Scheduled Personal Property
- Liability
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Flexibility
Unlike the homeowners policy you may be using now to cover your farming exposures, Country Estate allows you to customize your policy more precisely to match you individual needs.
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Is Country Estate right for me?
Protection tailored just for you helps ensure you're getting exactly what you need and that you're not paying for extra coverages you don't want. Don't take the fun out of your hobby by not preparing yourself for the unexpected.
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